Release Notes - March 2025

Release notes - XPay - March 2025

We’re excited to announce the latest updates and improvements to our payment product. This month, we've been working hard to enhance security features, expand payment options, and provide more flexibility for merchants. With these updates, merchants can manage fraud prevention, secure payment methods better, and offer more seamless transaction experiences to their customers.

1. XPay Fraud Engine Block List

XPay brings a cutting-edge Blocklist Module that empowers merchants to block users or transactions based on a variety of parameters before they even attempt to process. This advanced feature helps prevent fraudulent activity and enhances security by allowing merchants to stop suspicious transactions based on:

• Email Address

• Phone Number.

• BIN (Bank Identification Number)

• IP Address

• Card Fingerprint

Merchants also have the option to block users or transactions directly from the Transaction Details in the admin panel, providing them with a quick and easy way to take action when fraudulent activity is detected.

By blocking transactions at the earliest stage, merchants can significantly reduce the risk of fraud and chargebacks. The Performance Dashboard provides real-time visibility into all blocked transactions, allowing merchants to monitor and assess the effectiveness of their fraud prevention rules.

This addition helps prevent fraud, improves payment security, and reduces chargeback risks.

2. HBL Tokenization

XPay has now integrated HBL Tokenization alongside the previously available Tokenization. This new integration allows merchants to securely tokenize card details for transactions processed through HBL, further enhancing security and compliance.

3. Jazzcash Wallet Tokenization

Merchants can now tokenize JazzCash Wallet for customers, making it easy for them to complete transactions quickly and securely. This integration enhances convenience by allowing customers to pay directly from their JazzCash tokens without entering phone numbers and MPIN details for every transaction.

Besides, merchants can offer JazzCash tokenization as a payment method for subscriptions. Making it easier to manage subscription-based services and ensure smooth, automated billing for recurring transactions.

As always, we are committed to enhancing the payment experience with improved security, more payment options, and better tools for merchants to manage transactions. Stay tuned for more exciting features and improvements in the coming months!

Milestones - Checklists

• Fraud Rules Engine

• Easypaisa Integration

• Google Pay

Please stay tuned for some exciting new features coming soon next month!