Release Notes - November 2025

Release notes - XPay - November 2025

We’re excited to bring you this month’s updates, focused on strengthening payment security and expanding our payment ecosystem to help you deliver safer, more flexible experiences to your customers.

1. Fraud Engine

This month marks the launch of the XPay Fraud Engine, a significant step forward in enhancing the security of every transaction processed through our platform. The Fraud Engine is designed to intelligently identify and prevent suspicious activity in real time, helping merchants reduce chargebacks and block high-risk transactions before they occur.

To give businesses maximum control, the system allows users to activate predefined rules built by our team or create their own custom rules tailored to their unique operational needs. This flexibility ensures that merchants can fine-tune their fraud strategy without compromising customer experience.

With dynamic rule evaluation, automated decisioning, and configurable risk controls, businesses can fine-tune their fraud prevention strategy based on their unique needs. This allows for stronger protection without compromising approval rates, ensuring a smoother and safer payment experience for both merchants and customers.

2. BaadMay Integration with XPay

We are also excited to announce the integration of BaadMay into the XPay Payments Platform. This integration allows merchants to offer BaadMay as a flexible payment option directly at checkout, giving customers the freedom to split their payments or pay later with ease.

By introducing more choice and convenience, businesses can boost conversion rates and reduce drop-offs, especially for high-value purchases. The best part is that this functionality requires no additional development effort. BaadMay works seamlessly within your existing XPay setup and can be enabled directly from your gateway settings. This makes it incredibly simple for merchants to activate and manage the option, resulting in a smoother and more modern purchase experience for customers.

3. Rebranding of Email Templates

In addition to major product enhancements, we’ve refreshed the design of all XPay email templates to align with our new brand identity. This update brings a cleaner, more consistent visual experience across all customer and merchant communications, including payment confirmations, transaction alerts, and onboarding emails.

The new templates feature an improved layout, clearer structure, and a more polished look designed to build trust and reinforce the XPay brand at every touchpoint. With this rebranding, we’re ensuring that every communication feels professional, intuitive, and aligned with the modern XPay experience.

We remain committed to enhancing the XPay platform with features that make payment experiences more secure, flexible, and visually consistent. Stay tuned for next month’s updates and as always, we’d love to hear your feedback!

Milestones - Checklists

• Shopify on-site wallet payments

• RAAST based Dynamic QR Integration