Release Notes - July 2026

Release notes - XPay - July 2026

 

We are excited to share this month's product updates, bringing a range of enhancements designed to improve the overall XPay platform. From expanding integrations to introducing new capabilities and optimizing existing workflows, these updates help merchants operate more efficiently while delivering a smoother and more reliable payment experience for their customers.

 

  1. UBL Integration with XPay

We are pleased to announce that XPay now supports United Bank Limited (UBL), one of Pakistan's leading commercial banks. With this integration, merchants banking with UBL can seamlessly process their payments through XPay using our unified payment platform.

This integration enables merchants to seamlessly accept payments through UBL while benefiting from XPay's unified payment infrastructure. By adding UBL to our growing network of banking partners, XPay continues to expand its payment ecosystem, giving merchants more flexibility and convenience in managing their payment acceptance needs.

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  1. PayFast Raast Support on Shopify Redirection App

We have enhanced the Shopify Redirection App by adding support for PayFast Dynamic QR (DQR) and Request to Pay (RTP) payment methods.

Customers using Shopify stores can now complete payments through PayFast's QR-based and Request to Pay experiences, providing additional payment flexibility during checkout.

This enhancement enables merchants to:

  • Offer Dynamic QR payments through PayFast.

  • Support Request to Pay (RTP) payment flows.

  • Expand available payment options for Shopify customers.

These additions help merchants provide a richer checkout experience while supporting the latest payment capabilities offered by PayFast.


  1. Usage-Based Subscriptions

We have introduced Usage-Based Subscriptions, enabling merchants to create flexible recurring billing models that charge customers based on their actual usage. With support for both tokenized and tokenless payment flows, businesses can choose the subscription model that best fits their payment and billing requirements.

Merchants can now configure billing meters to track customer activity and automatically generate invoices based on predefined billing schedules. XPay supports a wide range of pricing models, including standard, tiered, volume, percentage, fixed-retainer, and composite pricing, making it easy to build subscription plans for a variety of business use cases.

This enhancement allows merchants to:

  • Create both tokenized and tokenless usage-based subscriptions.

  • Track customer activity using configurable billing meters.

  • Support standard, tiered, volume, percentage, fixed-retainer, and composite pricing models.

  • Combine fixed recurring charges with usage-based billing.

  • Configure flexible billing intervals, including minutes, days, months, and years.

  • Automatically generate invoices based on each subscription's billing schedule.

  • View detailed usage, pricing, and tier breakdowns for every invoice.

  • Automatically collect payments for tokenized subscriptions while supporting flexible payment collection for tokenless subscriptions.

Whether charging per transaction, API call, order, storage unit, active user, or any other measurable activity, Usage-Based Subscriptions provide merchants with the flexibility to launch sophisticated subscription offerings while ensuring customers are billed accurately based on their actual consumption.


We remain committed to continuously improving XPay with features that help merchants expand payment acceptance, simplify integrations, and deliver better payment experiences. Stay tuned for more exciting enhancements in the coming months, and as always, we value your feedback as we continue building a more powerful and flexible payments platform.




Milestones - Checklists

  • Easypaisa Tokenizaton

  • APG integration

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Note: This is the tentative due date for the milestone features, a minor delay can be faced, but only these feature(s) can be expected to go live in the coming month.